Happy Halloween!! Drive with Extra Caution!!

Posted on October 31st, 2014

Help protimagesX0GZILQWect trick-or-treaters by driving with extra caution tonight – especially between the hours of 5:00pm and 8:00pm. Drive below the speed limit and don’t pass stopped vehicles as children could be getting dropped off.

Be aware of what is around you. Pay extra attention to sidewalks and roads. Pass by parked vehicles very slowly- a little goblin might pop out at you. Keep your radio low and lower your windows a little so you can hear what is gong on around you.

Avoid distractions like GPS, cell phones, pagers, etc. Keep your full attention on the road and your surroundings. .

Make sure you use your turn signals and hazards to notify pedestrians and other drivers of your intentions. Take special caution when backing out of driveways as children may be difficult to see in the rear window.

If you can avoid driving all together during these hours, please do so.

What should you do when you get in an Accident?

Posted on October 24th, 2014

So you got in an accident, now what? Your first priority is to ensure the safety of everyone involved. If anyone is injured call the police right away. If it is possible and safe to do so, try to move your vehicle off the road and out of the way of traffic. If not, put your hazards on.

You will need to call the police if it appears the damage exceeds $1,000, or if you suspect that the other drivers involved are guilty of a criminal code offense (i.e. drinking under the influence of drugs or alcohol).  In either situation listen to the instructions provided to you by the emergency operator.  Regardless of the above factors, you can still contact your local police station for instructions. If they do not come out to the scene of the accident they will direct you to your local collision reporting centre.

Write down as much information about the accident as you can: time, date, location, speed, road conditions, etc. If possible take pictures as well. Make sure to get the other parties information including name, address, drivers license, license plate, insurance company information and policy number. You should also get the names and contact information of the other passengers and witnesses.

Next, report the accident to your broker, agent or insurance company as soon as possible. REMEMBER – IT IS YOUR CHOICE WHERE YOU BRING YOUR VEHICLE FOR REPAIRS.

Few More Tips:

- Try to stay calm and not argue with the other party. Tell the police what happened and leave it in their hands to make the right decision.

- Do not voluntarily assume liability, sign statements regarding fault, or promise to pay for damage at the scene of an accident.

- Do not leave the scene of the accident until your consult with the a police officer – doing so may be considered leaving the scene of the crime.

How to Change a Tire

Posted on October 15th, 2014

Everyone should know how to change a tire in case of an emergency. It is easy enough to do , and you never know when you will get stuck with a flat.

First, find a secure location. Make sure you are far enough off the road, and on flat ground. Do not change a tire on an incline or hill. Turn your hazard lights on, especially if it is dark outside, or the weather is poor. Put your car in the “park” position and apply the parking brake. Place a heavy object (brick, rock, etc.) in front of the tire on the opposite end of the car that is being raised.

Next, pry off the wheel cover similarly to how you would pry off a paint can lid – you can use a flat head screw driver and insert the head where the cover meets the wheel in about three areas around the cover and it should pop off. Loosen the nuts using the wrench that came with your vehicle- do not fully remove them yet.

Place your jack under the frame near the tire you are going to change. Proper placement of the jack varies among vehicles so make sure to consult the owners manual. Pump or crank the jack until the vehicle is approximately 6 inches off the ground. Maker sure the car is stable and lifting straight up (not on an angle).

Take the lug nuts completely off and pull the tire off (be careful, it may be heavier than you expect).

Now it is time to put the spare tire on, which is usually located in a compartment inside the trunk of the vehicle. Align the rim of the tire with the lug bolts and lift the spare tire into place.  Replace the lug nuts and tighten them by hand until they are firmly in place. Lower the vehicle back to the ground and use the lug wrench to tighten the nuts. Remove the jack. Lastly, replace the hubcap by placing it against the wheel and whacking it into place using the heal of your hand.

There you go, now you have learned how to do a basic tire change. If you have any questions, or are unsure about anything consult your manual or ask a professional.

How to Buy the Right Tire

Posted on October 6th, 2014

imagesADU91U0DYou can invest in a vehicle with a powerful engine, top of the line transmission and every upgrade in the book, but it will not make as much of a difference if your tires are not up to par. Take a look at the following considerations when you are in the market to purchase new tires for your vehicle:

Weather Conditions: If you live in an area that gets a lot of rain you will need to ensure the tire you choose is wet weather capable. Similarly, if you live in a colder climate that gets a lot of snow you will want winter tires – designed to perform in cold, icy, wet and snowy weather. If you live in area that experiences all four seasons you can purchase all four season tires, which should satisfy your needs for most road conditions.

Ride Quality Verses Appearance: If you seek comfort and handling you will want touring tires. These tires are very dependable on wet and dry pavement. They offer a balance of a smooth, quiet ride with performance handling. On the other hand, you can get low profile tires, which look great but are harsh over bumps and potholes and expose the wheel to damage more easily.

Long Lasting Life – To get an estimate on a tires expected life span take a look at the warranty. Some tires have a longer warranty than others and allow for more kilometres travelled.

The Need for Speed – For the most part, the majority of people will not require a tire that’s speed rated for anything over 150km/hr., but this may be a consideration for you when looking for the right tire. Speed ratings signify the safe top speed of a tire under ideal conditions.  Make sure you choose a tire with a speed rating compatible to your driving habits.

Noisy Driving – If you drive the highway a lot you will want to take this into account. The amount of noise a tire makes varies significantly between tire brands and tread designs. A knowledgeable salesperson should be able to help you with this, but you should also do some research of your own.